Financing or leasing a machine: your guide

Financing or leasing a vending machine: which options suit your planning? At Boxfreund, you can select your machine, configure it and start an enquiry with our financing partner Leasfinanz. This guide shows you the available terms, requirements, example instalments and the process through to delivery.

Financing or leasing a vending machine: what you should decide first

The first question is which machine you want to use for your project. A snack and drinks location calls for different machines than selling mystery packs or an entertainment offering. So first choose the machine and its equipment before you factor a monthly instalment into your planning.

If you want to buy, you'll find the respective machine prices in the shop. For leasing and hire purchase, our financing page is the starting point for your enquiry. Via Leasfinanz, terms of 36, 48 or 54 months are available for an acquisition value of €1,000 net or more.

Buying or leasing – the difference in two sentences

When buying you pay for the machine once and it belongs to you immediately. With leasing or hire purchase you spread the acquisition over fixed monthly instalments – your money stays free for goods, location and day-to-day business, and the machine sells from day one.

The details of your contract and what applies at the end of the term are set out in your personal offer from Leasfinanz.

Which requirements matter for your enquiry

Good prerequisites are a business that has existed for at least twelve months and a good company credit rating. Creditreform plays a role in the company credit rating, and the check also includes SCHUFA data. Leasfinanz checks your enquiry before approval is granted.

You can also submit an enquiry as a new founder. Depending on the partner, different documents and conditions may apply to start-ups. So state in your enquiry whether you are just starting out or your company has been around for a while.

• Existing business: state how long your company has been operating.
• New start-up: describe the status of your start-up and the planned vending project.
• Machine selection: name the machine you want and its configuration.
• Documents: clarify during the enquiry process which proof is required in your case.

Understanding terms and monthly instalments

You can choose between 36, 48 or 54 months. Which term and which instalment are offered for your enquiry is clarified in the individual process with Leasfinanz. Use the terms as a framework for your planning first and then compare the details from your specific offer.

Leasing starts from €36 net per month for the smallest machine.* For the Snack Vending Machine Classic with a purchase price of €4,070 net, there is a sample calculation of approx. €98 net per month over 54 months.* This makes the order of magnitude for a specific machine tangible for your initial planning.

Two concrete machine examples for your planning

The Snack Vending Machine Classic is available from €4,070 net. It is suitable for snacks, drinks and packaged food and has a 5-inch control panel. If you are planning a classic vending machine, you can use it as a concrete starting point for your enquiry.

Machine	Purchase price	Example instalment per month	Term
Snack Vending Machine Classic	from €4,070 net	approx. €98 net*	54 months
Outdoor snack vending machine, sample calculation	€6,530 net	approx. €200 net*	48 months

The outdoor snack vending machine is another sample calculation from our financing planning. If you are looking for a machine for this kind of use, mention this in your enquiry. You can then agree on the specific machine and equipment with Boxfreund.

Another machine option is the Snack Vending Machine Future from €5,070 net with a 22-inch touch display. When making your choice, also compare the operation and product presentation you want. Then request financing for the configuration you actually want to use.

How the financing enquiry works at Boxfreund

The process starts on the product page with your choice of machine. Using the configurator you can work on the set-up of your machine. For the financing enquiry, the corresponding button on the product page is then provided.

1. Select the product that suits your project.
2. Configure the machine with the equipment you want.
3. On the product page, click on “LeasFinanz Anfrage starten” (start LeasFinanz enquiry).
4. Fill in the enquiry with details of your company and project.
5. Leasfinanz checks your enquiry.
6. Delivery follows after approval.

Have your questions about the term, monthly instalment and required documents ready for this process. If you are undecided between several machines, clarify the selection with Boxfreund first. That way, the subsequent enquiry relates to the machine you have planned for your location.

Plan liquidity and ongoing operation together

Many people first see the purchase price of several thousand euros. With financing, the focus is instead on the monthly instalment – and your money remains available in the company.

Finance and sell at the same time: your machine is already at its location and working while you pay for it in instalments.

How much is possible at your location depends on sales, average basket and costs. Run your own numbers in our profitability calculator.

Prepare your enquiry and clarify open questions

Before you start, summarise the machine you want, its equipment and your company situation. Add which of the available terms you would like to discuss. In the same conversation, ask about the documents and the specific conditions of the financing model offered.

It's best to clarify the tax implications of leasing with your tax adviser. Boxfreund is on hand to help you choose the machine and get started with the financing enquiry. Start with your project so that machine and financing can take concrete shape together.

* Non-binding sample calculation, depending on creditworthiness and term.

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